Online banking and real estate credit
Currently, one of the main objectives of online banks is to break away from the image of secondary banks that stick to them. They want to become, in the minds of consumers, fully-fledged main banks. To do this, they have no choice, they are forced to begin a process of diversifying their products. They can no longer just offer current accounts. Many players in this market have begun a movement to diversify their offer, whether for example towards savings or even insurance.
Two banks have started this process.
Another sector is particularly targeted by online banks: that of real estate lending. Indeed, it was noted this year that two of the largest online banks, namely ING Direct and its main rival Boursorama Banque, decided to launch an offer in this niche in order to increase their presence on the banking market.
A market that is more efficient than ever
It was a pretty good time for these actors. Interest rates have never been lower. The real estate market is very active. Sales in terms of volume and price are increasing. Logically, the demand for real estate credit is at an all-time high. In order to offer simplified services compared to historical banks, online banks offer the possibility of taking out real estate loans completely online. It is therefore logical to imagine that many online banks will try to enter the real estate market.
Comparison of online banking and mortgage loans
Sites offer comparisons of the offers of different online banks. You will be able to find offers, free services, conditions for opening an account, prices, services offered, such as savings, access to real estate loans. A service for choosing your online bank.
Olivier was able to help us find the right property for us. He listened to us and was full of suggestions. His advice was invaluable at every stage of our search and right up to the negotiation of the property. A big thank you!
I embarked on the adventure of a first Parisian acquisition following an inheritance and in a context where the market was rather sluggish. I can only thank Olivier Lebé, who guided me for several months to refine my project until the acquisition of a very beautiful apartment in the 19th arrondissement. His ability to listen, his attentive support, his perfect knowledge of the real estate market and the neighborhood allowed me to embark on this first purchase with complete peace of mind. Excellent service is an investment, but peace of mind is well worth the price!
A big thank you to Patrick for his professionalism and efficiency! Thanks to his ability to listen and his perfect knowledge of the market, he was able to find the ideal property. Tailor-made support, sound advice and exemplary responsiveness. I highly recommend his services!
